Hemlo's BRF analysis

RBF Skövdehus nr 10

Org. no. 766600-1776 · Skövde

Strong associationBased on the 2025 annual report · Analysed 15 Jun 2026

Top 13% in Skövde

Summary

RBF Skövdehus nr 10 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,193 kr per square metre and the annual fee is 722 kr per square metre per year. Lower fee per m² than 93% of associations in Skövde. The annual fee has increased 31% over 2 years. The analysis highlights, among other things: Stor förfallokoncentration i lånen inom 1–2 år, Svag buffert i förhållande till framtida kostnadsschocker, Påtagligt beroende av avgiftsintäkter och begränsad intäktsdiversifiering.

Compared with neighbouring associations

  • Lower debt per m² than 79% of associations in Skövde
  • Lower fee per m² than 93% of associations in Skövde
  • Lower equity ratio than 71% of associations in Skövde

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²722 kr/m²
+31% over 2 yr20232025
Debt/m²2 196 kr/m²
-9% over 2 yr20232025
Equity ratio28 %
+3 pp over 2 yr20232025

Association facts

Municipality
Skövde
Built
1961
Apartments
183
Total area
11 699 m²

Identified risks

  • High concentration of loan maturities within 1–2 yearsCritical
  • Weak buffer in relation to future cost shocksHigh
  • Significant dependence on fee income and limited income diversificationHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,193 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre722 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Skövdehus nr 10 a financially healthy housing cooperative?
RBF Skövdehus nr 10 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Skövdehus nr 10?
The debt is 2,193 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 79% of associations in Skövde.
How high is the fee in RBF Skövdehus nr 10?
The annual fee is 722 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 31% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Skövdehus nr 10 has a health score of 9 out of 10.