Hemlo's BRF analysis

RBF Skövdehus nr 9

Org. no. 766600-1768 · Skövde

Stable associationBased on the 2025 annual report · Analysed 5 Jun 2026

Summary

RBF Skövdehus nr 9 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 9,111 kr per square metre and the annual fee is 1,071 kr per square metre per year. Lower equity ratio than 100% of associations in Skövde. The analysis highlights, among other things: Hög räntekänslighet kan snabbt driva upp avgifterna, Stor refinansiering väntar 2027–2028, Låg underhållsfond kan tvinga fram extra uttaxering.

Compared with neighbouring associations

  • Higher debt per m² than 93% of associations in Skövde
  • Higher fee per m² than 93% of associations in Skövde
  • Smaller maintenance fund than 71% of associations in Skövde
  • Lower equity ratio than 100% of associations in Skövde

Association facts

Municipality
Skövde
Built
1955
Apartments
68
Total area
4 087 m²

Identified risks

  • High interest-rate sensitivity can quickly drive up the feesHigh
  • A major refinancing is expected in 2027–2028High
  • Low maintenance fund reserves can force an additional special assessment (extra charge)High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre9,111 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,071 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is RBF Skövdehus nr 9 a financially healthy housing cooperative?
RBF Skövdehus nr 9 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in RBF Skövdehus nr 9?
The debt is 9,111 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 93% of associations in Skövde.
How high is the fee in RBF Skövdehus nr 9?
The annual fee is 1,071 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. RBF Skövdehus nr 9 has a health score of 7 out of 10.