Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Finspångshus nr 3

Org. no. 725000-3568 · Finspång

Strong associationBased on the 2025 annual report · Analysed 5 Jul 2026

Summary

Riksbyggen Bostadsrättsförening Finspångshus nr 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 1,131 kr per square metre and the annual fee is 815 kr per square metre per year. The analysis highlights, among other things: Negativ soliditet ger svag ekonomisk buffert, Skuldsättningen per kvm är låg men bör sättas i sammanhang, Räntekänsligheten ser hanterbar ut men ska inte övertolkas.

Association facts

Municipality
Finspång
Built
1964
Apartments
47
Total area
3 226 m²

Identified risks

  • Negative equity indicates a weak financial bufferHigh
  • The level of debt per square metre is low, but it should be put into context.Medium
  • The interest-rate sensitivity looks manageable, but it should not be overinterpreted.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,131 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre815 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Finspångshus nr 3 a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Finspångshus nr 3 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Finspångshus nr 3?
The debt is 1,131 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Riksbyggen Bostadsrättsförening Finspångshus nr 3?
The annual fee is 815 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Finspångshus nr 3 has a health score of 8 out of 10.