Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Karlskogahus nr 4

Org. no. 776400-1553 · Karlskoga

Strong associationBased on the 2025 annual report · Analysed 4 Jun 2026

Top 38% in Karlskoga

Summary

Riksbyggen Bostadsrättsförening Karlskogahus nr 4 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,936 kr per square metre and the annual fee is 753 kr per square metre per year. Lower equity ratio than 100% of associations in Karlskoga. The analysis highlights, among other things: Negativ soliditet ger svag buffert, Stora låneförfall inom 1–3 år, Mycket låg underhållsfond inför framtida åtgärder.

Compared with neighbouring associations

  • Higher debt per m² than 75% of associations in Karlskoga
  • Lower equity ratio than 100% of associations in Karlskoga

Association facts

Municipality
Karlskoga
Built
1945
Apartments
105
Total area
4 190 m²

Identified risks

  • Negative equity ratio creates a weak bufferHigh
  • Large loan maturities within 1–3 yearsHigh
  • Very low maintenance fund for future measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,936 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre753 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Karlskogahus nr 4 a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Karlskogahus nr 4 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Karlskogahus nr 4?
The debt is 2,936 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 75% of associations in Karlskoga.
How high is the fee in Riksbyggen Bostadsrättsförening Karlskogahus nr 4?
The annual fee is 753 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Karlskogahus nr 4 has a health score of 8 out of 10.