Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Kärraterrassen

Org. no. 757202-7451 · Göteborg

Weaknesses presentBased on the 2025 annual report · Analysed 14 Oct 2026

Summary

Riksbyggen Bostadsrättsförening Kärraterrassen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,346 kr per square metre and the annual fee is 1,143 kr per square metre per year. Higher fee per m² than 96% of associations in Göteborg. The annual fee has increased 46% over 3 years. The analysis highlights, among other things: Svag soliditet ger liten motståndskraft, Hög refinansieringsrisk när stora lån förfaller 2026–2027, Hög avgiftsnivå kan redan innehålla framtida kostnadsproblem.

Compared with neighbouring associations

  • Higher debt per m² than 63% of associations in Göteborg
  • Higher fee per m² than 96% of associations in Göteborg
  • Larger maintenance fund than 69% of associations in Göteborg
  • Lower equity ratio than 91% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²1 143 kr/m²
+46% over 3 yr2022–2025
Debt/m²8 346 kr/m²
+219% over 3 yr2022–2025
Equity ratio10 %
-12 pp over 3 yr2022–2025

Association facts

Municipality
Göteborg
Built
1979
Apartments
167
Total area
13 207 m²

Identified risks

  • Weak equity ratio provides limited resilienceCritical
  • High refinancing risk when large loans mature in 2026–2027Critical
  • A high fee level can already indicate future cost problems.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre8,346 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,143 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Kärraterrassen a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Kärraterrassen receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Kärraterrassen?
The debt is 8,346 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 63% of associations in Göteborg.
How high is the fee in Riksbyggen Bostadsrättsförening Kärraterrassen?
The annual fee is 1,143 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 46% over 3 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Kärraterrassen has a health score of 4 out of 10.