Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Lokomotivet

Org. no. 769633-6028 · Eskilstuna

Acceptable, with remarksBased on the 2025 annual report · Analysed 12 Aug 2026

Summary

Riksbyggen Bostadsrättsförening Lokomotivet receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,585 kr per square metre and the annual fee is 877 kr per square metre per year. Higher equity ratio than 100% of associations in Eskilstuna. The annual fee has increased 3% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet vid kommande villkorsändring, Hög skuldsättning ger stor känslighet för avgiftshöjningar, Stor refinansieringsrisk när två lån förfaller samtidigt.

Compared with neighbouring associations

  • Higher debt per m² than 95% of associations in Eskilstuna
  • Higher fee per m² than 81% of associations in Eskilstuna
  • Larger maintenance fund than 70% of associations in Eskilstuna
  • Higher equity ratio than 100% of associations in Eskilstuna

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²877 kr/m²
+3% over 1 yr20242025
Debt/m²12 585 kr/m²
-1% over 1 yr20242025
Equity ratio73 %
-1 pp over 1 yr20242025

Association facts

Municipality
Eskilstuna
Built
2020
Apartments
48
Total area
2 961 m²

Identified risks

  • Very high interest-rate sensitivity at the upcoming change in termsCritical
  • High indebtedness creates great sensitivity to fee increasesCritical
  • High refinancing risk when two loans mature at the same timeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,585 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre877 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Lokomotivet a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Lokomotivet receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Lokomotivet?
The debt is 12,585 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 95% of associations in Eskilstuna.
How high is the fee in Riksbyggen Bostadsrättsförening Lokomotivet?
The annual fee is 877 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Lokomotivet has a health score of 6 out of 10.