Hemlo's BRF analysis

Riksbyggen Bostadsrättsförening Vita Höja

Org. no. 746000-8118 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 3 Jul 2026

Summary

Riksbyggen Bostadsrättsförening Vita Höja receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,431 kr per square metre and the annual fee is 948 kr per square metre per year. Larger maintenance fund than 98% of associations in Malmö. The annual fee has increased 19% over 1 years. The analysis highlights, among other things: Stora refinansieringsbehov samlade 2026–2027, Hög sannolikhet för kommande stambyte i 1969-hus, Negativ soliditet och svag balansräkning.

Compared with neighbouring associations

  • Lower debt per m² than 63% of associations in Malmö
  • Higher fee per m² than 60% of associations in Malmö
  • Larger maintenance fund than 98% of associations in Malmö
  • Lower equity ratio than 96% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²948 kr/m²
+19% over 1 yr20242025
Debt/m²4 431 kr/m²
+19% over 1 yr20242025
Equity ratio-60 %
+11 pp over 1 yr20242025

Association facts

Municipality
Malmö
Built
1969
Apartments
324
Total area
25 193 m²

Identified risks

  • Large refinancing needs gathered in 2026–2027Critical
  • High likelihood of upcoming pipe replacement in 1969 propertiesCritical
  • Negative equity ratio and weak balance sheetHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,431 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre948 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Riksbyggen Bostadsrättsförening Vita Höja a financially healthy housing cooperative?
Riksbyggen Bostadsrättsförening Vita Höja receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Riksbyggen Bostadsrättsförening Vita Höja?
The debt is 4,431 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 63% of associations in Malmö.
How high is the fee in Riksbyggen Bostadsrättsförening Vita Höja?
The annual fee is 948 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 19% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Riksbyggen Bostadsrättsförening Vita Höja has a health score of 6 out of 10.