Hemlo's BRF analysis

Bostadsrättsförening Gäddan nr 1 u.p.a

Org. no. 793200-0396 · Östersund

Very strong associationBased on the 2025 annual report · Analysed 31 Jul 2026

Top 5% in Östersund

Summary

Bostadsrättsförening Gäddan nr 1 u.p.a receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 917 kr per square metre and the annual fee is 815 kr per square metre per year. Larger maintenance fund than 85% of associations in Östersund. The analysis highlights, among other things: Stambyterisk i äldre fastighet med oklar långsiktig status, Låg underhållsfond kan tvinga fram avgiftshöjningar, Hela låneportföljen ska omförhandlas inom kort.

Compared with neighbouring associations

  • Lower debt per m² than 80% of associations in Östersund
  • Larger maintenance fund than 85% of associations in Östersund
  • Higher equity ratio than 75% of associations in Östersund

Association facts

Municipality
Östersund
Built
1944
Apartments
105
Total area
5 309 m²

Identified risks

  • Riser pipe replacement in an older property with uncertain long-term statusCritical
  • Low maintenance funds can force fee increasesHigh
  • The entire loan portfolio must be refinanced shortly.High

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre917 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre815 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsförening Gäddan nr 1 u.p.a a financially healthy housing cooperative?
Bostadsrättsförening Gäddan nr 1 u.p.a receives Hemlo grade A (10 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsförening Gäddan nr 1 u.p.a?
The debt is 917 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 80% of associations in Östersund.
How high is the fee in Bostadsrättsförening Gäddan nr 1 u.p.a?
The annual fee is 815 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade A mean?
Hemlo grade A means “Very strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsförening Gäddan nr 1 u.p.a has a health score of 10 out of 10.