Hemlo's BRF analysis
Bostadsrättsförening Hagen i Umeå
Org. no. 769633-3728 · Umeå
Summary
Bostadsrättsförening Hagen i Umeå receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 17,841 kr per square metre and the annual fee is 1,102 kr per square metre per year. Higher debt per m² than 100% of associations in Umeå. The annual fee has increased 52% over 2 years. The analysis highlights, among other things: Mycket hög räntekänslighet, Avgiftshöjningar redan beslutade och sannolikt fortsatt tryck, Mycket hög skuldsättning per kvm.
Compared with neighbouring associations
- Higher debt per m² than 100% of associations in Umeå
- Higher fee per m² than 94% of associations in Umeå
- Smaller maintenance fund than 91% of associations in Umeå
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Umeå
- Built
- 1958
- Apartments
- 34
- Total area
- 1 756 m²
Identified risks
- Very high interest rate sensitivityCritical
- Service charge increases already decided and likely continued pressureCritical
- Very high debt per sq. mCritical
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre17,841 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,102 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsförening Hagen i Umeå a financially healthy housing cooperative?
- Bostadsrättsförening Hagen i Umeå receives Hemlo grade F (3 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsförening Hagen i Umeå?
- The debt is 17,841 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Umeå.
- How high is the fee in Bostadsrättsförening Hagen i Umeå?
- The annual fee is 1,102 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 52% over 2 years.
- What does Hemlo grade F mean?
- Hemlo grade F means “Clear risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsförening Hagen i Umeå has a health score of 3 out of 10.