Hemlo's BRF analysis

Brf Kryssaren, Umeå

Org. no. 769616-4750 · Umeå

Acceptable, with remarksBased on the 2025 annual report · Analysed 9 Jun 2026

Summary

Brf Kryssaren, Umeå receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 8,247 kr per square metre and the annual fee is 923 kr per square metre per year. Higher equity ratio than 78% of associations in Umeå. The analysis highlights, among other things: Hög risk för nära förestående stambyte, Låga reserver i underhållsfonden för en äldre fastighet, Räntekänslig ekonomi med begränsad marginal.

Compared with neighbouring associations

  • Higher fee per m² than 66% of associations in Umeå
  • Smaller maintenance fund than 72% of associations in Umeå
  • Higher equity ratio than 78% of associations in Umeå

Association facts

Municipality
Umeå
Built
1934
Apartments
9
Total area
465 m²

Identified risks

  • High risk of imminent pipe replacement (stambyte)Critical
  • Low reserves in the maintenance fund for an older propertyHigh
  • Interest-rate-sensitive finances with limited marginHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre8,247 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre923 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Kryssaren, Umeå a financially healthy housing cooperative?
Brf Kryssaren, Umeå receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Kryssaren, Umeå?
The debt is 8,247 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Kryssaren, Umeå?
The annual fee is 923 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Kryssaren, Umeå has a health score of 5 out of 10.