Hemlo's BRF analysis

Bostadsrättsförening Ludvig 5 i Jönköping

Org. no. 769628-3667 · Jönköping

Acceptable, with remarksBased on the 2024 annual report · Analysed 16 Jun 2026

Summary

Bostadsrättsförening Ludvig 5 i Jönköping receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 8,295 kr per square metre and the annual fee is 966 kr per square metre per year. Higher fee per m² than 91% of associations in Jönköping. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Hög refinansieringsrisk när lån förfaller inom kort, Tydlig stambytesrisk i en mycket gammal fastighet, Mycket hög räntekänslighet i relation till intäkterna.

Compared with neighbouring associations

  • Higher debt per m² than 65% of associations in Jönköping
  • Higher fee per m² than 91% of associations in Jönköping
  • Higher equity ratio than 60% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²966 kr/m²
+5% over 1 yr2023–2024
Debt/m²8 295 kr/m²
-1% over 1 yr2023–2024
Equity ratio61 %
0 pp over 1 yr2023–2024

Association facts

Municipality
Jönköping
Built
1936
Apartments
13
Total area
607 m²

Identified risks

  • High refinancing risk when loans fall due soonHigh
  • Clear pipe replacement risk in a very old propertyHigh
  • Very high interest-rate sensitivity in relation to incomeHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre8,295 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre966 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsförening Ludvig 5 i Jönköping a financially healthy housing cooperative?
Bostadsrättsförening Ludvig 5 i Jönköping receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsförening Ludvig 5 i Jönköping?
The debt is 8,295 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 65% of associations in Jönköping.
How high is the fee in Bostadsrättsförening Ludvig 5 i Jönköping?
The annual fee is 966 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsförening Ludvig 5 i Jönköping has a health score of 5 out of 10.