Hemlo's BRF analysis

Bostadsrättsföreningen Helgonet 3 i Jönköping

Org. no. 769633-4353 · Jönköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 5 Aug 2026

Summary

Bostadsrättsföreningen Helgonet 3 i Jönköping receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,067 kr per square metre and the annual fee is 843 kr per square metre per year. Smaller maintenance fund than 91% of associations in Jönköping. The analysis highlights, among other things: Stor räntekänslighet vid höjd ränta, Mycket hög skuldsättning per kvm, Alla lån förfaller samtidigt.

Compared with neighbouring associations

  • Higher debt per m² than 88% of associations in Jönköping
  • Higher fee per m² than 80% of associations in Jönköping
  • Smaller maintenance fund than 91% of associations in Jönköping
  • Higher equity ratio than 88% of associations in Jönköping

Association facts

Municipality
Jönköping
Built
2023
Apartments
24
Total area
1 301 m²

Identified risks

  • High interest rate sensitivity when rates riseCritical
  • Very high debt per sq mCritical
  • All loans mature at the same timeCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,067 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre843 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Helgonet 3 i Jönköping a financially healthy housing cooperative?
Bostadsrättsföreningen Helgonet 3 i Jönköping receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Helgonet 3 i Jönköping?
The debt is 13,067 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Jönköping.
How high is the fee in Bostadsrättsföreningen Helgonet 3 i Jönköping?
The annual fee is 843 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Helgonet 3 i Jönköping has a health score of 5 out of 10.