Hemlo's BRF analysis
Bostadsrättsföreningen Affärsmannen
Org. no. 773200-0653 · Karlstad
Top 5% in Karlstad
Summary
Bostadsrättsföreningen Affärsmannen receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,112 kr per square metre and the annual fee is 553 kr per square metre per year. Lower fee per m² than 93% of associations in Karlstad. The analysis highlights, among other things: Stor andel lån förfaller inom kort, Oklar stambytesstatus trots indikation på åldrande ledningar, Låg underhållsfond ger svag buffert för framtida åtgärder.
Compared with neighbouring associations
- Lower debt per m² than 85% of associations in Karlstad
- Lower fee per m² than 93% of associations in Karlstad
- Larger maintenance fund than 80% of associations in Karlstad
- Lower equity ratio than 66% of associations in Karlstad
Association facts
- Municipality
- Karlstad
- Apartments
- 59
- Total area
- 4 507 m²
Identified risks
- Large proportion of loans due soonHigh
- Unclear pipe replacement status despite indications of aging pipelinesHigh
- Low maintenance fund provides a weak buffer for future measuresHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
Create a free account to unlock every metric and the full assessment.
- Debt per square metre2,112 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre553 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Affärsmannen a financially healthy housing cooperative?
- Bostadsrättsföreningen Affärsmannen receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Affärsmannen?
- The debt is 2,112 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 85% of associations in Karlstad.
- How high is the fee in Bostadsrättsföreningen Affärsmannen?
- The annual fee is 553 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Affärsmannen has a health score of 9 out of 10.