Hemlo's BRF analysis
Bostadsrättsföreningen Bergsgatan 49
Org. no. 769615-9420 · Gävle
Top 43% in Gävle
Summary
Bostadsrättsföreningen Bergsgatan 49 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,914 kr per square metre and the annual fee is 558 kr per square metre per year. Smaller maintenance fund than 99% of associations in Gävle. The analysis highlights, among other things: Okänt stambyte i mycket gammal fastighet, Hög räntekänslighet kan tvinga fram avgiftshöjning, Kombination av skuld, ränterisk och framtida underhåll ökar avgiftsrisk.
Compared with neighbouring associations
- Higher debt per m² than 66% of associations in Gävle
- Lower fee per m² than 93% of associations in Gävle
- Smaller maintenance fund than 99% of associations in Gävle
- Higher equity ratio than 62% of associations in Gävle
Association facts
- Municipality
- Gävle
- Built
- 1939
- Apartments
- 4
- Total area
- 464 m²
Identified risks
- Unknown pipe replacement in a very old propertyCritical
- High interest-rate sensitivity can force fee increasesCritical
- A combination of debt, interest rate risk and future maintenance increases the risk of fee risesHigh
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- Debt per square metre4,914 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre558 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Bergsgatan 49 a financially healthy housing cooperative?
- Bostadsrättsföreningen Bergsgatan 49 receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Bergsgatan 49?
- The debt is 4,914 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 66% of associations in Gävle.
- How high is the fee in Bostadsrättsföreningen Bergsgatan 49?
- The annual fee is 558 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Bergsgatan 49 has a health score of 8 out of 10.