Hemlo's BRF analysis

Brf Runstenen

Org. no. 769630-8704 · Gävle

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Brf Runstenen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,267 kr per square metre and the annual fee is 815 kr per square metre per year. Higher debt per m² than 98% of associations in Gävle. The annual fee has increased 50% over 4 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Tydliga avgiftshöjningar redan beslutade.

Compared with neighbouring associations

  • Higher debt per m² than 98% of associations in Gävle
  • Smaller maintenance fund than 76% of associations in Gävle
  • Higher equity ratio than 85% of associations in Gävle

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²815 kr/m²
+50% over 4 yr20212025
Debt/m²14 267 kr/m²
-3% over 4 yr20212025
Equity ratio63 %
0 pp over 4 yr20212025

Association facts

Municipality
Gävle
Built
2017
Apartments
45
Total area
3 235 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest rate sensitivityCritical
  • Clear fee increases already decidedHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

Create a free account to unlock every metric and the full assessment.

  • Debt per square metre14,267 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre815 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Runstenen a financially healthy housing cooperative?
Brf Runstenen receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Runstenen?
The debt is 14,267 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 98% of associations in Gävle.
How high is the fee in Brf Runstenen?
The annual fee is 815 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 50% over 4 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Runstenen has a health score of 5 out of 10.