Hemlo's BRF analysis

Bostadsrättsföreningen Berguven

Org. no. 769631-7937 · Göteborg

Weaknesses presentBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Bostadsrättsföreningen Berguven receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,592 kr per square metre and the annual fee is 805 kr per square metre per year. Higher debt per m² than 92% of associations in Göteborg. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Stor del av lånen förfaller inom tre år.

Compared with neighbouring associations

  • Higher debt per m² than 92% of associations in Göteborg
  • Larger maintenance fund than 63% of associations in Göteborg
  • Higher equity ratio than 81% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²805 kr/m²
0% over 1 yr20242025
Debt/m²13 592 kr/m²
-2% over 1 yr20242025
Equity ratio77 %
0 pp over 1 yr20242025

Association facts

Municipality
Göteborg
Built
2018
Apartments
52
Total area
4 316 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivityCritical
  • A large part of the loans falls due within three yearsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,592 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre805 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Berguven a financially healthy housing cooperative?
Bostadsrättsföreningen Berguven receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Berguven?
The debt is 13,592 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 92% of associations in Göteborg.
How high is the fee in Bostadsrättsföreningen Berguven?
The annual fee is 805 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Berguven has a health score of 4 out of 10.