Hemlo's BRF analysis
Bostadsrättsföreningen Black & Timber
Org. no. 769639-7236 · Linköping
Summary
Bostadsrättsföreningen Black & Timber receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,869 kr per square metre and the annual fee is 884 kr per square metre per year. Higher debt per m² than 95% of associations in Linköping. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Mycket liten underhållsfond.
Compared with neighbouring associations
- Higher debt per m² than 95% of associations in Linköping
- Higher fee per m² than 68% of associations in Linköping
- Smaller maintenance fund than 94% of associations in Linköping
Association facts
- Municipality
- Linköping
- Built
- 2023
- Apartments
- 22
- Total area
- 2 102 m²
Identified risks
- Very high loan-to-value per sqmCritical
- Very high interest rate sensitivityCritical
- Very small maintenance fundCritical
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- Debt per square metre14,869 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre884 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Black & Timber a financially healthy housing cooperative?
- Bostadsrättsföreningen Black & Timber receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Black & Timber?
- The debt is 14,869 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 95% of associations in Linköping.
- How high is the fee in Bostadsrättsföreningen Black & Timber?
- The annual fee is 884 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Black & Timber has a health score of 5 out of 10.