Hemlo's BRF analysis
Brf Banérgatan 19
Org. no. 769633-2324 · Linköping
Summary
Brf Banérgatan 19 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,493 kr per square metre and the annual fee is 895 kr per square metre per year. Higher debt per m² than 88% of associations in Linköping. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Samlad refinansieringsrisk 2026–2027.
Compared with neighbouring associations
- Higher debt per m² than 88% of associations in Linköping
- Higher fee per m² than 70% of associations in Linköping
- Smaller maintenance fund than 81% of associations in Linköping
- Lower equity ratio than 64% of associations in Linköping
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Linköping
- Built
- 2018
- Apartments
- 23
- Total area
- 1 140 m²
Identified risks
- Very high debt per sq mCritical
- Very high interest-rate sensitivityCritical
- Total refinancing risk 2026–2027High
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre13,493 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre895 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Brf Banérgatan 19 a financially healthy housing cooperative?
- Brf Banérgatan 19 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Brf Banérgatan 19?
- The debt is 13,493 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Linköping.
- How high is the fee in Brf Banérgatan 19?
- The annual fee is 895 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Banérgatan 19 has a health score of 6 out of 10.