Hemlo's BRF analysis
Bostadsrättsföreningen BoKlok Sandåkern i Umeå
Org. no. 769629-1496 · Umeå
Summary
Bostadsrättsföreningen BoKlok Sandåkern i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 10,963 kr per square metre and the annual fee is 787 kr per square metre per year. Higher debt per m² than 88% of associations in Umeå. The annual fee has increased 5% over 1 years. The analysis highlights, among other things: Mycket hög räntekänslighet vid högre ränteläge, Mycket hög skuldsättning per kvm, Tätt kommande låneförfall kan pressa finansieringen.
Compared with neighbouring associations
- Higher debt per m² than 88% of associations in Umeå
- Lower fee per m² than 85% of associations in Umeå
- Smaller maintenance fund than 85% of associations in Umeå
- Higher equity ratio than 73% of associations in Umeå
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Umeå
- Built
- 2016
- Apartments
- 78
- Total area
- 5 178 m²
Identified risks
- Very high interest rate sensitivity at a higher interest rate levelCritical
- Very high debt per sq m (m²)Critical
- Tight upcoming loan maturities may put pressure on financingHigh
Details, assessments and suggested actions are part of the full analysis.
Full analysis
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- Debt per square metre10,963 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre787 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen BoKlok Sandåkern i Umeå a financially healthy housing cooperative?
- Bostadsrättsföreningen BoKlok Sandåkern i Umeå receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen BoKlok Sandåkern i Umeå?
- The debt is 10,963 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 88% of associations in Umeå.
- How high is the fee in Bostadsrättsföreningen BoKlok Sandåkern i Umeå?
- The annual fee is 787 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 5% over 1 years.
- What does Hemlo grade D mean?
- Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen BoKlok Sandåkern i Umeå has a health score of 6 out of 10.