Hemlo's BRF analysis

Bostadsrättsföreningen BoKlok Vattentornet

Org. no. 769640-3760 · Malmö

Acceptable, with remarksBased on the 2025 annual report · Analysed 5 Jul 2026

Summary

Bostadsrättsföreningen BoKlok Vattentornet receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,756 kr per square metre and the annual fee is 929 kr per square metre per year. Smaller maintenance fund than 85% of associations in Malmö. The annual fee has increased 30% over 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Svag egen underhållsbuffer.

Compared with neighbouring associations

  • Higher debt per m² than 82% of associations in Malmö
  • Higher fee per m² than 60% of associations in Malmö
  • Smaller maintenance fund than 85% of associations in Malmö
  • Higher equity ratio than 77% of associations in Malmö

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²929 kr/m²
+30% over 2 yr20232025
Debt/m²13 756 kr/m²
-2% over 2 yr20232025
Equity ratio73 %
+2 pp over 2 yr20232025

Association facts

Municipality
Malmö
Built
2023
Apartments
49
Total area
3 221 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest rate sensitivityCritical
  • Weak own maintenance reserveHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,756 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre929 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen BoKlok Vattentornet a financially healthy housing cooperative?
Bostadsrättsföreningen BoKlok Vattentornet receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen BoKlok Vattentornet?
The debt is 13,756 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Malmö.
How high is the fee in Bostadsrättsföreningen BoKlok Vattentornet?
The annual fee is 929 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 30% over 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen BoKlok Vattentornet has a health score of 5 out of 10.