Hemlo's BRF analysis

Bostadsrättsföreningen Cubo

Org. no. 769638-9175 · Lund

Acceptable, with remarksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Bostadsrättsföreningen Cubo receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,298 kr per square metre and the annual fee is 943 kr per square metre per year. Higher debt per m² than 92% of associations in Lund. The annual fee has increased 92% over 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Låneförfall koncentrerat till 2027–2028.

Compared with neighbouring associations

  • Higher debt per m² than 92% of associations in Lund
  • Higher fee per m² than 72% of associations in Lund
  • Smaller maintenance fund than 80% of associations in Lund
  • Higher equity ratio than 84% of associations in Lund

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²943 kr/m²
+92% over 1 yr20242025
Debt/m²14 298 kr/m²
-1% over 1 yr20242025
Equity ratio76 %
+2 pp over 1 yr20242025

Association facts

Municipality
Lund
Built
2024
Apartments
113
Total area
6 757 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest rate sensitivityCritical
  • Loan maturities concentrated in 2027–2028High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre14,298 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre943 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Cubo a financially healthy housing cooperative?
Bostadsrättsföreningen Cubo receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Cubo?
The debt is 14,298 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 92% of associations in Lund.
How high is the fee in Bostadsrättsföreningen Cubo?
The annual fee is 943 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 92% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Cubo has a health score of 6 out of 10.