Hemlo's BRF analysis

Bostadsrättsföreningen Delfinen

Org. no. 769615-5790 · Jönköping

Acceptable, with remarksBased on the 2025 annual report · Analysed 26 Jun 2026

Summary

Bostadsrättsföreningen Delfinen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,618 kr per square metre and the annual fee is 859 kr per square metre per year. Higher fee per m² than 81% of associations in Jönköping. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Stor risk för akut stambyte i mycket gammal fastighet, Stor refinansieringsrisk när lån förfaller koncentrerat, Mycket låg underhållsfond i förhållande till fastighetens ålder.

Compared with neighbouring associations

  • Higher fee per m² than 81% of associations in Jönköping
  • Higher equity ratio than 62% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²859 kr/m²
-1% over 1 yr20242025
Debt/m²5 618 kr/m²
-1% over 1 yr20242025
Equity ratio59 %
0 pp over 1 yr20242025

Association facts

Municipality
Jönköping
Built
1890
Apartments
74
Total area
5 205 m²

Identified risks

  • High risk of urgent pipe replacement in a very old propertyCritical
  • High refinancing risk when loans mature in a concentrated mannerHigh
  • Very low maintenance fund in relation to the property’s ageHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,618 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre859 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Delfinen a financially healthy housing cooperative?
Bostadsrättsföreningen Delfinen receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Delfinen?
The debt is 5,618 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Delfinen?
The annual fee is 859 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Delfinen has a health score of 6 out of 10.