Hemlo's BRF analysis

HSB Bostadsrättsförening Kärnan 3 i Jönköping

Org. no. 726000-3640 · Jönköping

Strong associationBased on the 2024 annual report · Analysed 22 Jun 2026

Top 30% in Jönköping

Summary

HSB Bostadsrättsförening Kärnan 3 i Jönköping receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 1,390 kr per square metre and the annual fee is 883 kr per square metre per year. Higher fee per m² than 81% of associations in Jönköping. The analysis highlights, among other things: Hög risk för kommande stambyte i mycket gammal fastighet, Lånen förfaller samlat inom kort, Låg underhållsfond i förhållande till kommande behov.

Compared with neighbouring associations

  • Lower debt per m² than 78% of associations in Jönköping
  • Higher fee per m² than 81% of associations in Jönköping
  • Smaller maintenance fund than 63% of associations in Jönköping
  • Lower equity ratio than 66% of associations in Jönköping

Association facts

Municipality
Jönköping
Built
1934
Apartments
14
Total area
687 m²

Identified risks

  • High risk of upcoming plumbing and drainage replacement in a very old propertyCritical
  • The loans are due to be repaid in a lump sum in the near future.High
  • Low maintenance fund relative to upcoming needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,390 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre883 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is HSB Bostadsrättsförening Kärnan 3 i Jönköping a financially healthy housing cooperative?
HSB Bostadsrättsförening Kärnan 3 i Jönköping receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in HSB Bostadsrättsförening Kärnan 3 i Jönköping?
The debt is 1,390 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 78% of associations in Jönköping.
How high is the fee in HSB Bostadsrättsförening Kärnan 3 i Jönköping?
The annual fee is 883 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Kärnan 3 i Jönköping has a health score of 8 out of 10.