Hemlo's BRF analysis

Bostadsrättsföreningen Ekan i Karlstad

Org. no. 769631-9859 · Karlstad

Acceptable, with remarksBased on the 2025 annual report · Analysed 14 Jul 2026

Summary

Bostadsrättsföreningen Ekan i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,617 kr per square metre and the annual fee is 959 kr per square metre per year. Higher debt per m² than 100% of associations in Karlstad. The annual fee has been broadly unchanged over the past 2 years. The analysis highlights, among other things: Mycket hög skuldsättning per lägenhet, Extrem räntekänslighet i föreningens ekonomi, Tidigare tvist kring upplåtelsen av bostadsrätt.

Compared with neighbouring associations

  • Higher debt per m² than 100% of associations in Karlstad
  • Higher fee per m² than 93% of associations in Karlstad
  • Smaller maintenance fund than 90% of associations in Karlstad
  • Higher equity ratio than 84% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²959 kr/m²
-2% over 2 yr20232025
Debt/m²13 617 kr/m²
-39% over 2 yr20232025
Equity ratio71 %
+19 pp over 2 yr20232025

Association facts

Municipality
Karlstad
Built
2023
Apartments
62
Total area
4 428 m²

Identified risks

  • Very high debt per apartmentCritical
  • Extreme interest-rate sensitivity in the association’s financesCritical
  • Previous dispute concerning the letting/allocation of a condominium (bostadsrätt)High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre13,617 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre959 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Ekan i Karlstad a financially healthy housing cooperative?
Bostadsrättsföreningen Ekan i Karlstad receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Ekan i Karlstad?
The debt is 13,617 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 100% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Ekan i Karlstad?
The annual fee is 959 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 2 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Ekan i Karlstad has a health score of 6 out of 10.