Hemlo's BRF analysis

Brf Vadaren

Org. no. 773200-0075 · Karlstad

Acceptable, with remarksBased on the 2024 annual report · Analysed 12 Jun 2026

Summary

Brf Vadaren receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 0 kr per square metre and the annual fee is 779 kr per square metre per year. Lower debt per m² than 84% of associations in Karlstad. The annual fee has increased 4% over 1 years. The analysis highlights, among other things: Samtidigt låneförfall skapar refinansieringschock, Okänt stambytesläge i 60-talshus, Räntekänsligheten är mycket hög.

Compared with neighbouring associations

  • Lower debt per m² than 84% of associations in Karlstad
  • Larger maintenance fund than 64% of associations in Karlstad
  • Lower equity ratio than 84% of associations in Karlstad

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²779 kr/m²
+4% over 1 yr20232024
Debt/m²5 878 kr/m²
-1% over 1 yr20232024
Equity ratio18 %
-1 pp over 1 yr20232024

Association facts

Municipality
Karlstad
Built
1961
Apartments
31
Total area
1 734 m²

Identified risks

  • At the same time, loan maturities create a refinancing shockCritical
  • Unknown pipe replacement status in 1960s propertiesCritical
  • Interest-rate sensitivity is very highHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre779 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Vadaren a financially healthy housing cooperative?
Brf Vadaren receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Brf Vadaren?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 84% of associations in Karlstad.
How high is the fee in Brf Vadaren?
The annual fee is 779 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 4% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Vadaren has a health score of 5 out of 10.