Hemlo's BRF analysis
Bostadsrättsföreningen Engesberg 1
Org. no. 769638-5397 · Gävle
Summary
Bostadsrättsföreningen Engesberg 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,332 kr per square metre and the annual fee is 951 kr per square metre per year. Higher debt per m² than 99% of associations in Gävle. The analysis highlights, among other things: Mycket hög räntekänslighet, Underhållsfonden är kraftigt underfinansierad, Mycket hög skuldsättning per kvm.
Compared with neighbouring associations
- Higher debt per m² than 99% of associations in Gävle
- Higher fee per m² than 84% of associations in Gävle
- Smaller maintenance fund than 89% of associations in Gävle
- Higher equity ratio than 92% of associations in Gävle
Association facts
- Municipality
- Gävle
- Apartments
- 33
- Total area
- 2 518 m²
Identified risks
- Very high interest rate sensitivityCritical
- The maintenance fund is significantly underfundedCritical
- Very high debt per sqmCritical
Details, assessments and suggested actions are part of the full analysis.
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- Debt per square metre14,332 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre951 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Engesberg 1 a financially healthy housing cooperative?
- Bostadsrättsföreningen Engesberg 1 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Engesberg 1?
- The debt is 14,332 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 99% of associations in Gävle.
- How high is the fee in Bostadsrättsföreningen Engesberg 1?
- The annual fee is 951 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Engesberg 1 has a health score of 7 out of 10.