Hemlo's BRF analysis

BRF Grävlingen

Org. no. 785000-3430 · Gävle

Strong associationBased on the 2025 annual report · Analysed 1 Oct 2026

Top 27% in Gävle

Summary

BRF Grävlingen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 4,525 kr per square metre and the annual fee is 746 kr per square metre per year. Lower equity ratio than 77% of associations in Gävle. The analysis highlights, among other things: Stambytesrisk i 70-talsfastighet, Mycket låg soliditet och svag ekonomisk buffert, Räntekänslig skuldstruktur.

Compared with neighbouring associations

  • Higher debt per m² than 62% of associations in Gävle
  • Larger maintenance fund than 74% of associations in Gävle
  • Lower equity ratio than 77% of associations in Gävle

Association facts

Municipality
Gävle
Built
1971
Apartments
120
Total area
11 160 m²

Identified risks

  • Building replacement risk in a 1970s propertyCritical
  • Very low equity ratio and a weak financial bufferCritical
  • Interest rate-sensitive debt structureHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre4,525 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre746 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Grävlingen a financially healthy housing cooperative?
BRF Grävlingen receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Grävlingen?
The debt is 4,525 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 62% of associations in Gävle.
How high is the fee in BRF Grävlingen?
The annual fee is 746 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Grävlingen has a health score of 8 out of 10.