Hemlo's BRF analysis

Bostadsrättsföreningen Fänriken 6, Mellangatan 20 i Jönköping

Org. no. 769627-9814 · Jönköping

Acceptable, with remarksBased on the 2024 annual report · Analysed 20 May 2026

Summary

Bostadsrättsföreningen Fänriken 6, Mellangatan 20 i Jönköping receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 10,621 kr per square metre and the annual fee is 903 kr per square metre per year. Smaller maintenance fund than 89% of associations in Jönköping. The annual fee has increased 31% over 1 years. The analysis highlights, among other things: Okänt stambyte i mycket gammal fastighet, Mycket hög räntekänslighet vid omförhandling av lån, Nästan hela lånestocken förfaller inom kort.

Compared with neighbouring associations

  • Higher debt per m² than 77% of associations in Jönköping
  • Higher fee per m² than 87% of associations in Jönköping
  • Smaller maintenance fund than 89% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²903 kr/m²
+31% over 1 yr20232024
Debt/m²10 621 kr/m²
+60% over 1 yr20232024
Equity ratio57 %
-10 pp over 1 yr20232024

Association facts

Municipality
Jönköping
Built
1937
Apartments
15
Total area
647 m²

Identified risks

  • Unknown pipe replacement in a very old propertyCritical
  • Very high interest-rate sensitivity when refinancing loansCritical
  • Almost the entire loan portfolio is due to mature soonCritical

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre10,621 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre903 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Fänriken 6, Mellangatan 20 i Jönköping a financially healthy housing cooperative?
Bostadsrättsföreningen Fänriken 6, Mellangatan 20 i Jönköping receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Fänriken 6, Mellangatan 20 i Jönköping?
The debt is 10,621 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 77% of associations in Jönköping.
How high is the fee in Bostadsrättsföreningen Fänriken 6, Mellangatan 20 i Jönköping?
The annual fee is 903 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 31% over 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Fänriken 6, Mellangatan 20 i Jönköping has a health score of 5 out of 10.