Hemlo's BRF analysis
Bostadsrättsföreningen Flora 5
Org. no. 769638-9522 · Jönköping
Top 49% in Jönköping
Summary
Bostadsrättsföreningen Flora 5 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 13,916 kr per square metre and the annual fee is 881 kr per square metre per year. Higher debt per m² than 92% of associations in Jönköping. The analysis highlights, among other things: Mycket hög belåning per kvm, Mycket hög räntekänslighet, Låneförfall koncentrerade till samma period.
Compared with neighbouring associations
- Higher debt per m² than 92% of associations in Jönköping
- Higher fee per m² than 84% of associations in Jönköping
- Smaller maintenance fund than 85% of associations in Jönköping
- Higher equity ratio than 88% of associations in Jönköping
Association facts
- Municipality
- Jönköping
- Built
- 2022
- Apartments
- 12
- Total area
- 1 276 m²
Identified risks
- Very high loan-to-value per m²Critical
- Very high interest-rate sensitivityCritical
- Loan maturities concentrated in the same periodHigh
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- Debt per square metre13,916 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre881 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Flora 5 a financially healthy housing cooperative?
- Bostadsrättsföreningen Flora 5 receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Flora 5?
- The debt is 13,916 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 92% of associations in Jönköping.
- How high is the fee in Bostadsrättsföreningen Flora 5?
- The annual fee is 881 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Flora 5 has a health score of 7 out of 10.