Hemlo's BRF analysis

BRF Framtiden

Org. no. 726000-2550 · Jönköping

Strong associationBased on the 2025 annual report · Analysed 18 Jun 2026

Top 34% in Jönköping

Summary

BRF Framtiden receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 742 kr per square metre per year. Lower debt per m² than 90% of associations in Jönköping. The annual fee has increased 3% over 2 years. The analysis highlights, among other things: Låg underhållsreserv inför framtida åtgärder, Hög räntekänslighet eftersom alla lån är rörliga, Skulderna redovisas som kortfristiga vilket kan tyda på refinansieringspress.

Compared with neighbouring associations

  • Lower debt per m² than 90% of associations in Jönköping
  • Higher fee per m² than 60% of associations in Jönköping
  • Smaller maintenance fund than 61% of associations in Jönköping
  • Higher equity ratio than 66% of associations in Jönköping

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²742 kr/m²
+3% over 2 yr20232025
Debt/m²1 394 kr/m²
-5% over 2 yr20232025
Equity ratio63 %
+3 pp over 2 yr20232025

Association facts

Municipality
Jönköping
Apartments
12
Total area
673 m²

Identified risks

  • Low maintenance reserve for future measuresHigh
  • High interest rate sensitivity because all loans are variableHigh
  • The debts are reported as current liabilities, which may indicate refinancing pressure.Medium

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre742 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Framtiden a financially healthy housing cooperative?
BRF Framtiden receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Framtiden?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 90% of associations in Jönköping.
How high is the fee in BRF Framtiden?
The annual fee is 742 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 3% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Framtiden has a health score of 8 out of 10.