Hemlo's BRF analysis
Bostadsrättsföreningen Frånskiljaren
Org. no. 783800-0425 · Ludvika
Top 39% in Ludvika
Summary
Bostadsrättsföreningen Frånskiljaren receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,038 kr per square metre and the annual fee is 811 kr per square metre per year. Larger maintenance fund than 95% of associations in Ludvika. The analysis highlights, among other things: Äldre fastighet med oklar stambytesstatus, Kombinationsrisk: hög belåning och stora låneförfall 2027–2029, Hög energikostnad pressar avgiftsutrymmet.
Compared with neighbouring associations
- Higher debt per m² than 82% of associations in Ludvika
- Larger maintenance fund than 95% of associations in Ludvika
- Lower equity ratio than 77% of associations in Ludvika
Association facts
- Municipality
- Ludvika
- Built
- 1949
- Apartments
- 96
- Total area
- 6 423 m²
Identified risks
- Older property with unclear pipe replacement statusCritical
- Combination risk: high leverage and large loan maturities 2027–2029High
- High energy costs are putting pressure on the fee room (service charges).High
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- Debt per square metre3,038 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre811 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Frånskiljaren a financially healthy housing cooperative?
- Bostadsrättsföreningen Frånskiljaren receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Frånskiljaren?
- The debt is 3,038 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Ludvika.
- How high is the fee in Bostadsrättsföreningen Frånskiljaren?
- The annual fee is 811 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Frånskiljaren has a health score of 7 out of 10.