Hemlo's BRF analysis

Brf Berggården

Org. no. 783800-0086 · Ludvika

Acceptable, with remarksBased on the 2025 annual report · Analysed 31 May 2026

Summary

Brf Berggården receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 456 kr per square metre per year. Lower fee per m² than 94% of associations in Ludvika. The analysis highlights, among other things: Stambyte sannolikt nära men status oklar, Låg avgift kan dölja framtida höjningstryck, Låg underhållsfond i förhållande till behov.

Compared with neighbouring associations

  • Lower debt per m² than 71% of associations in Ludvika
  • Lower fee per m² than 94% of associations in Ludvika
  • Smaller maintenance fund than 65% of associations in Ludvika
  • Higher equity ratio than 94% of associations in Ludvika

Association facts

Municipality
Ludvika
Built
1962
Apartments
42
Total area
3 067 m²

Identified risks

  • Pipe replacement likely soon, but status unclearCritical
  • Low charges can conceal future pressure for increasesHigh
  • Low maintenance fund in relation to needsHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre456 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Berggården a financially healthy housing cooperative?
Brf Berggården receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Berggården?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 71% of associations in Ludvika.
How high is the fee in Brf Berggården?
The annual fee is 456 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Berggården has a health score of 6 out of 10.