Hemlo's BRF analysis

Bostadsrättsföreningen Fridhem

Org. no. 784400-0245 · Mora

Strong associationBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Bostadsrättsföreningen Fridhem receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 5,598 kr per square metre and the annual fee is 716 kr per square metre per year. The annual fee has increased 16% over 2 years. The analysis highlights, among other things: Mycket svag soliditet ger liten buffert, Nästan hela lånestocken måste refinansieras inom kort, Räntekänslig ekonomi kan ge avgiftstryck.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²716 kr/m²
+16% over 2 yr20232025
Debt/m²5 603 kr/m²
-4% over 2 yr20232025
Equity ratio2 %
-1 pp over 2 yr20232025

Association facts

Municipality
Mora
Built
1966
Apartments
44
Total area
3 068 m²

Identified risks

  • Very weak equity (solvency) provides little bufferCritical
  • Almost the entire loan portfolio must be refinanced in the near future.Critical
  • Interest rate–sensitive finances can put pressure on membership feesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre5,598 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre716 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Fridhem a financially healthy housing cooperative?
Bostadsrättsföreningen Fridhem receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Fridhem?
The debt is 5,598 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Fridhem?
The annual fee is 716 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 16% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Fridhem has a health score of 8 out of 10.