Hemlo's BRF analysis

BRF Finnsnäshöjden

Org. no. 769604-3921 · Mora

Strong associationBased on the 2025 annual report · Analysed 23 Jul 2026

Summary

BRF Finnsnäshöjden receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 3,629 kr per square metre and the annual fee is 556 kr per square metre per year. The annual fee has increased 20% over 2 years. The analysis highlights, among other things: Skuldsättning och låneförfall kräver refinansieringsberedskap, Osäkerhet kring stambyte i 36 år gammal fastighet, Låg underhållsfond kan tvinga fram avgiftshöjning.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²556 kr/m²
+20% over 2 yr20232025
Debt/m²3 629 kr/m²
+12% over 2 yr20232025
Equity ratio26 %
-3 pp over 2 yr20232025

Association facts

Municipality
Mora
Built
1989
Apartments
84
Total area
7 488 m²

Identified risks

  • Debt servicing and loan maturities require refinancing readinessHigh
  • Uncertainty regarding pipe replacement in a 36-year-old propertyHigh
  • Low maintenance fund may force a fee increaseHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,629 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre556 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BRF Finnsnäshöjden a financially healthy housing cooperative?
BRF Finnsnäshöjden receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BRF Finnsnäshöjden?
The debt is 3,629 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BRF Finnsnäshöjden?
The annual fee is 556 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 20% over 2 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BRF Finnsnäshöjden has a health score of 8 out of 10.