Hemlo's BRF analysis

Bostadsrättsföreningen Frimärket

Org. no. 769606-1295 · Stockholm

Serious risksBased on the 2025 annual report · Analysed 22 Jun 2026

Summary

Bostadsrättsföreningen Frimärket receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 971 kr per square metre per year. Higher fee per m² than 87% of associations in Stockholm. The annual fee has increased 8% over 1 years. The analysis highlights, among other things: Stambyte kan vara nära eller helt oklart i en mycket gammal fastighet, Hög skuldsättning och dyr refinansiering nära i tid, Tomträtten kan ge kraftigt höjda kostnader vid omförhandling.

Compared with neighbouring associations

  • Lower debt per m² than 66% of associations in Stockholm
  • Higher fee per m² than 87% of associations in Stockholm
  • Lower equity ratio than 76% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²971 kr/m²
+8% over 1 yr20242025
Debt/m²11 106 kr/m²
-1% over 1 yr20242025
Equity ratio48 %
-1 pp over 1 yr20242025

Association facts

Municipality
Stockholm
Built
1948
Apartments
43
Total area
2 417 m²

Identified risks

  • Pipe replacement can be close at hand or completely unclear in a very old property.Critical
  • High indebtedness and expensive refinancing close in timeCritical
  • Ground lease can lead to significantly increased costs upon renegotiationHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre0 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre971 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Frimärket a financially healthy housing cooperative?
Bostadsrättsföreningen Frimärket receives Hemlo grade G (2 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Frimärket?
The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 66% of associations in Stockholm.
How high is the fee in Bostadsrättsföreningen Frimärket?
The annual fee is 971 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 8% over 1 years.
What does Hemlo grade G mean?
Hemlo grade G means “Serious risks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Frimärket has a health score of 2 out of 10.