Hemlo's BRF analysis

Bostadsrättsföreningen Fröding i Karlstad

Org. no. 769630-8449 · Karlstad

Acceptable, with remarksBased on the 2024 annual report · Analysed 22 Aug 2026

Summary

Bostadsrättsföreningen Fröding i Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,213 kr per square metre and the annual fee is 672 kr per square metre per year. Smaller maintenance fund than 100% of associations in Karlstad. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet, Hela lånestocken ska refinansieras 2025.

Compared with neighbouring associations

  • Higher debt per m² than 91% of associations in Karlstad
  • Lower fee per m² than 67% of associations in Karlstad
  • Smaller maintenance fund than 100% of associations in Karlstad
  • Higher equity ratio than 71% of associations in Karlstad

Association facts

Municipality
Karlstad
Apartments
31
Total area
4 053 m²

Identified risks

  • Very high debt per sqmCritical
  • Very high interest-rate sensitivityCritical
  • The entire loan portfolio is to be refinanced in 2025.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,213 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre672 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Fröding i Karlstad a financially healthy housing cooperative?
Bostadsrättsföreningen Fröding i Karlstad receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Fröding i Karlstad?
The debt is 12,213 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 91% of associations in Karlstad.
How high is the fee in Bostadsrättsföreningen Fröding i Karlstad?
The annual fee is 672 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Fröding i Karlstad has a health score of 5 out of 10.