Hemlo's BRF analysis
BOSTADSRÄTTSFÖRENINGEN GÄRDET NR 1
Org. no. 786500-0348 · Ovanåker
Summary
BOSTADSRÄTTSFÖRENINGEN GÄRDET NR 1 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 2,727 kr per square metre and the annual fee is 767 kr per square metre per year. The analysis highlights, among other things: Hög refinansieringsrisk när låneförfall inte är tydligt spridda, Låg underhållsfond kan tvinga fram avgiftshöjningar, Ingen tydlig underhållsplan trots nyligen genomfört stambyte.
Association facts
- Municipality
- Ovanåker
- Apartments
- 24
- Total area
- 1 560 m²
Identified risks
- High refinancing risk when loan maturities are not clearly spread outCritical
- Low maintenance fund could force rent increasesHigh
- No clear maintenance plan despite a recently completed pipe replacement (stambyte).High
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- Debt per square metre2,727 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre767 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is BOSTADSRÄTTSFÖRENINGEN GÄRDET NR 1 a financially healthy housing cooperative?
- BOSTADSRÄTTSFÖRENINGEN GÄRDET NR 1 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2023 annual report.
- How high is the debt in BOSTADSRÄTTSFÖRENINGEN GÄRDET NR 1?
- The debt is 2,727 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- How high is the fee in BOSTADSRÄTTSFÖRENINGEN GÄRDET NR 1?
- The annual fee is 767 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade B mean?
- Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BOSTADSRÄTTSFÖRENINGEN GÄRDET NR 1 has a health score of 9 out of 10.