Hemlo's BRF analysis

Brf Gärdet nr 2

Org. no. 786500-0330 · Ovanåker

Strong associationBased on the 2022 annual report · Analysed 25 Jun 2026

Summary

Brf Gärdet nr 2 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2022 annual report. The debt is 1,527 kr per square metre and the annual fee is 665 kr per square metre per year. The analysis highlights, among other things: Negativ soliditet med mycket svag egen buffert, Mycket låg underhållsfond inför framtida stora åtgärder, Refinansieringsrisk koncentrerad till få lån.

Association facts

Municipality
Ovanåker
Apartments
18
Total area
903 m²

Identified risks

  • Negative equity ratio with a very weak own reserveCritical
  • Very low maintenance fund for future major measuresHigh
  • Refinancing risk concentrated in a small number of loansHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre1,527 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre665 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Gärdet nr 2 a financially healthy housing cooperative?
Brf Gärdet nr 2 receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2022 annual report.
How high is the debt in Brf Gärdet nr 2?
The debt is 1,527 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Brf Gärdet nr 2?
The annual fee is 665 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Gärdet nr 2 has a health score of 9 out of 10.