Hemlo's BRF analysis

BOSTADSRÄTTSFÖRENINGEN HAMNEN

Org. no. 774400-0055 · Säffle

Strong associationBased on the 2024 annual report · Analysed 23 May 2026

Summary

BOSTADSRÄTTSFÖRENINGEN HAMNEN receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 3,595 kr per square metre and the annual fee is 758 kr per square metre per year. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Negativt eget kapital ger svag ekonomisk buffert, Refinansieringsrisk när låneförfall saknar tydlig struktur, Underhållsfonden är låg i förhållande till fastighetens storlek.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²758 kr/m²
+2% over 1 yr20232024
Debt/m²3 595 kr/m²
-3% over 1 yr20232024
Equity ratio-64 %
-5 pp over 1 yr20232024

Association facts

Municipality
Säffle
Built
1958
Apartments
29
Total area
1 926 m²

Identified risks

  • Negative equity provides a weak financial bufferCritical
  • Refinancing risk when loan maturities lack clear structureHigh
  • The maintenance fund is low relative to the size of the property.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre3,595 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre758 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BOSTADSRÄTTSFÖRENINGEN HAMNEN a financially healthy housing cooperative?
BOSTADSRÄTTSFÖRENINGEN HAMNEN receives Hemlo grade B (9 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in BOSTADSRÄTTSFÖRENINGEN HAMNEN?
The debt is 3,595 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BOSTADSRÄTTSFÖRENINGEN HAMNEN?
The annual fee is 758 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BOSTADSRÄTTSFÖRENINGEN HAMNEN has a health score of 9 out of 10.