Hemlo's BRF analysis

BOSTADSRÄTTSFÖRENINGEN KVARNEN

Org. no. 774400-0022 · Säffle

Acceptable, with remarksBased on the 2025 annual report · Analysed 31 Aug 2026

Summary

BOSTADSRÄTTSFÖRENINGEN KVARNEN receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,410 kr per square metre and the annual fee is 514 kr per square metre per year. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Okänt stambyte i 1950-talshus, Planerade renoveringar kan dölja större kommande kostnader, Låg underhållsfond ger svag buffert.

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²514 kr/m²
0% over 1 yr2024–2025
Debt/m²2 410 kr/m²
-2% over 1 yr2024–2025
Equity ratio24 %
+3 pp over 3 yr2022–2025

Association facts

Municipality
Säffle
Built
1952
Total area
3 613 m²

Identified risks

  • Unknown pipe replacement in a 1950s houseCritical
  • Planned renovations can conceal larger upcoming costsHigh
  • Low maintenance fund results in a weak bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre2,410 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre514 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is BOSTADSRÄTTSFÖRENINGEN KVARNEN a financially healthy housing cooperative?
BOSTADSRÄTTSFÖRENINGEN KVARNEN receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in BOSTADSRÄTTSFÖRENINGEN KVARNEN?
The debt is 2,410 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in BOSTADSRÄTTSFÖRENINGEN KVARNEN?
The annual fee is 514 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. BOSTADSRÄTTSFÖRENINGEN KVARNEN has a health score of 5 out of 10.