Hemlo's BRF analysis

Bostadsrättsföreningen Kaffestugan

Org. no. 769625-0740 · Sundbyberg

Acceptable, with remarksBased on the 2025 annual report · Analysed 6 Jul 2026

Summary

Bostadsrättsföreningen Kaffestugan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 12,346 kr per square metre and the annual fee is 900 kr per square metre per year. Higher debt per m² than 76% of associations in Sundbyberg. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Mycket hög räntekänslighet vid fortsatt höga räntor, Okänt stambytesläge kan dölja stor framtida kostnad.

Compared with neighbouring associations

  • Higher debt per m² than 76% of associations in Sundbyberg
  • Higher fee per m² than 68% of associations in Sundbyberg
  • Larger maintenance fund than 70% of associations in Sundbyberg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²900 kr/m²
0% over 1 yr20242025
Debt/m²12 346 kr/m²
0% over 1 yr20242025
Equity ratio70 %
0 pp over 1 yr20242025

Association facts

Municipality
Sundbyberg
Apartments
79
Total area
4 356 m²

Identified risks

  • Very high debt per m²Critical
  • Very high interest-rate sensitivity if interest rates remain highCritical
  • Unknown pipe replacement status can conceal a large future costHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,346 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre900 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Kaffestugan a financially healthy housing cooperative?
Bostadsrättsföreningen Kaffestugan receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Kaffestugan?
The debt is 12,346 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 76% of associations in Sundbyberg.
How high is the fee in Bostadsrättsföreningen Kaffestugan?
The annual fee is 900 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kaffestugan has a health score of 6 out of 10.