Hemlo's BRF analysis
Bostadsrättsföreningen Kalka
Org. no. 769641-3546 · Malmö
Top 39% in Malmö
Summary
Bostadsrättsföreningen Kalka receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 14,048 kr per square metre and the annual fee is 956 kr per square metre per year. Higher debt per m² than 89% of associations in Malmö. The analysis highlights, among other things: Mycket hög räntekänslighet kan tvinga fram kraftiga avgiftshöjningar, Hög belåning per kvadratmeter ökar risken för svagare ekonomi över tid, Låga reserver i underhållsfonden kan ge framtida extrabelastningar.
Compared with neighbouring associations
- Higher debt per m² than 89% of associations in Malmö
- Higher fee per m² than 63% of associations in Malmö
- Smaller maintenance fund than 80% of associations in Malmö
- Higher equity ratio than 80% of associations in Malmö
Trend over time
Key figures from the co-op's recent annual reports.
Association facts
- Municipality
- Malmö
- Built
- 2024
- Apartments
- 69
- Total area
- 4 081 m²
Identified risks
- Very high interest-rate sensitivity can force sharp increases in chargesCritical
- High debt per square metre increases the risk of a weaker financial position over timeHigh
- Low reserves in the maintenance fund can result in future additional burdensHigh
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- Debt per square metre14,048 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre956 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Kalka a financially healthy housing cooperative?
- Bostadsrättsföreningen Kalka receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Kalka?
- The debt is 14,048 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 89% of associations in Malmö.
- How high is the fee in Bostadsrättsföreningen Kalka?
- The annual fee is 956 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kalka has a health score of 7 out of 10.