Hemlo's BRF analysis
HSB Bostadsrättsförening Granen i Malmö
Org. no. 746000-5858 · Malmö
Top 31% in Malmö
Summary
HSB Bostadsrättsförening Granen i Malmö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 2,037 kr per square metre and the annual fee is 1,047 kr per square metre per year. Lower debt per m² than 82% of associations in Malmö. The analysis highlights, among other things: Två stora lån ska refinansieras inom kort tid, Kombinationsrisk: tomträtt, korta låneförfall och kommande underhåll, Underhållsfonden kan vara för svag i förhållande till kommande behov.
Compared with neighbouring associations
- Lower debt per m² than 82% of associations in Malmö
- Higher fee per m² than 82% of associations in Malmö
- Larger maintenance fund than 67% of associations in Malmö
- Lower equity ratio than 60% of associations in Malmö
Association facts
- Municipality
- Malmö
- Built
- 1944
- Apartments
- 72
- Total area
- 3 366 m²
Identified risks
- Two large loans are to be refinanced in the near futureHigh
- Combination risk: land leaseholds (tomträtt), short loan maturities, and upcoming maintenanceHigh
- The maintenance fund may be too weak in relation to upcoming needs.High
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- Debt per square metre2,037 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre1,047 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is HSB Bostadsrättsförening Granen i Malmö a financially healthy housing cooperative?
- HSB Bostadsrättsförening Granen i Malmö receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in HSB Bostadsrättsförening Granen i Malmö?
- The debt is 2,037 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 82% of associations in Malmö.
- How high is the fee in HSB Bostadsrättsförening Granen i Malmö?
- The annual fee is 1,047 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade C mean?
- Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Granen i Malmö has a health score of 7 out of 10.