Hemlo's BRF analysis

Bostadsrättsföreningen Kammakargatan 21

Org. no. 769607-4058 · Stockholm

Acceptable, with remarksBased on the 2025 annual report · Analysed 21 Sept 2026

Top 46% in Stockholm

Summary

Bostadsrättsföreningen Kammakargatan 21 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 11,732 kr per square metre and the annual fee is 782 kr per square metre per year. Higher debt per m² than 86% of associations in Stockholm. The annual fee has been broadly unchanged over the past 1 years. The analysis highlights, among other things: Hög skuldsättning med stora lån att refinansiera inom kort, Känslig avgiftsnivå vid ränteuppgång, Låg underhållsfond inför kommande åtgärder.

Compared with neighbouring associations

  • Higher debt per m² than 86% of associations in Stockholm
  • Smaller maintenance fund than 65% of associations in Stockholm
  • Lower equity ratio than 62% of associations in Stockholm

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²782 kr/m²
0% over 1 yr2024–2025
Debt/m²11 732 kr/m²
+31% over 1 yr2024–2025
Equity ratio63 %
-7 pp over 1 yr2024–2025

Association facts

Municipality
Stockholm
Built
1942
Apartments
32
Total area
1 233 m²

Identified risks

  • High indebtedness with large loans to refinance shortlyCritical
  • Sensitive level of service charges during a rise in interest ratesHigh
  • Low maintenance fund for upcoming measuresHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre11,732 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre782 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Kammakargatan 21 a financially healthy housing cooperative?
Bostadsrättsföreningen Kammakargatan 21 receives Hemlo grade D (6 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Kammakargatan 21?
The debt is 11,732 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 86% of associations in Stockholm.
How high is the fee in Bostadsrättsföreningen Kammakargatan 21?
The annual fee is 782 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has been broadly unchanged over the past 1 years.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kammakargatan 21 has a health score of 6 out of 10.