Hemlo's BRF analysis

Bostadsrättsföreningen Karolinerna nr 15

Org. no. 757201-0838 · Göteborg

Weaknesses presentBased on the 2025 annual report · Analysed 25 Aug 2026

Summary

Bostadsrättsföreningen Karolinerna nr 15 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 6,798 kr per square metre and the annual fee is 982 kr per square metre per year. Lower equity ratio than 100% of associations in Göteborg. The annual fee has increased 12% over 1 years. The analysis highlights, among other things: Stort stambytesbehov i 1950-talshus, Hög refinansierings- och ränterisk de närmaste åren, Negativ soliditet och svag balansräkningsbuffert.

Compared with neighbouring associations

  • Higher fee per m² than 85% of associations in Göteborg
  • Smaller maintenance fund than 60% of associations in Göteborg
  • Lower equity ratio than 100% of associations in Göteborg

Trend over time

Key figures from the co-op's recent annual reports.

Fee/m²982 kr/m²
+12% over 1 yr2024–2025
Debt/m²6 798 kr/m²
-2% over 1 yr2024–2025

Association facts

Municipality
Göteborg
Built
1952
Apartments
24
Total area
1 406 m²

Identified risks

  • High need for major sewer line replacements in 1950s housesCritical
  • High refinancing and interest rate risk in the coming yearsCritical
  • Negative equity and a weak balance sheet bufferHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre6,798 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre982 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Karolinerna nr 15 a financially healthy housing cooperative?
Bostadsrättsföreningen Karolinerna nr 15 receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Bostadsrättsföreningen Karolinerna nr 15?
The debt is 6,798 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in Bostadsrättsföreningen Karolinerna nr 15?
The annual fee is 982 kr per square metre per year. Fee per square metre makes associations of different sizes comparable. The annual fee has increased 12% over 1 years.
What does Hemlo grade E mean?
Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Karolinerna nr 15 has a health score of 4 out of 10.