Hemlo's BRF analysis
Bostadsrättsföreningen Kristallen i Karlskrona
Org. no. 769636-1372 · Karlskrona
Summary
Bostadsrättsföreningen Kristallen i Karlskrona receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 0 kr per square metre and the annual fee is 658 kr per square metre per year. Higher equity ratio than 97% of associations in Karlskrona. The analysis highlights, among other things: Mycket hög räntekänslighet och 100% rörliga lån, Mycket hög belåning per kvm, Planerad avgiftshöjning på 15%.
Compared with neighbouring associations
- Lower debt per m² than 91% of associations in Karlskrona
- Lower fee per m² than 82% of associations in Karlskrona
- Higher equity ratio than 97% of associations in Karlskrona
Association facts
- Municipality
- Karlskrona
- Apartments
- 24
- Total area
- 1 912 m²
Identified risks
- Very high interest rate sensitivity and 100% variable-rate loansCritical
- Very high debt per m²Critical
- Planned rent increase of 15%High
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- Debt per square metre0 kr/m²
Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
- Fee per square metre658 kr/m²/år
Fee per square metre makes associations of different sizes comparable.
- Savings per square metre
- Fee trend
- Loan structure and rate terms
- Interest-rate sensitivity
- Maintenance plan
- Planned renovations
Frequently asked questions
- Is Bostadsrättsföreningen Kristallen i Karlskrona a financially healthy housing cooperative?
- Bostadsrättsföreningen Kristallen i Karlskrona receives Hemlo grade E (4 out of 10) in Hemlo's independent analysis of the 2025 annual report.
- How high is the debt in Bostadsrättsföreningen Kristallen i Karlskrona?
- The debt is 0 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 91% of associations in Karlskrona.
- How high is the fee in Bostadsrättsföreningen Kristallen i Karlskrona?
- The annual fee is 658 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
- What does Hemlo grade E mean?
- Hemlo grade E means “Weaknesses present”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Kristallen i Karlskrona has a health score of 4 out of 10.