Hemlo's BRF analysis

Brf Ankarstjerna

Org. no. 735000-0712 · Karlskrona

Strong associationBased on the 2025 annual report · Analysed 24 Jun 2026

Summary

Brf Ankarstjerna receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report. The debt is 690 kr per square metre and the annual fee is 659 kr per square metre per year. Lower debt per m² than 94% of associations in Karlskrona. The analysis highlights, among other things: Oklar status för stambyte ökar risken för stora framtida kostnader, Ensam lånestruktur ger refinansieringsrisk, Låg underhållsfond kan tvinga fram avgiftshöjningar.

Compared with neighbouring associations

  • Lower debt per m² than 94% of associations in Karlskrona
  • Larger maintenance fund than 94% of associations in Karlskrona
  • Higher equity ratio than 65% of associations in Karlskrona

Trend over time

Key figures from the co-op's recent annual reports.

Equity ratio58 %
+13 pp over 1 yr20242025

Association facts

Municipality
Karlskrona
Apartments
149
Total area
10 344 m²

Identified risks

  • Unclear status for the pipe replacement increases the risk of major future costsHigh
  • A single loan structure creates refinancing riskHigh
  • Low maintenance funds can force fee increasesHigh

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre690 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre659 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Brf Ankarstjerna a financially healthy housing cooperative?
Brf Ankarstjerna receives Hemlo grade B (8 out of 10) in Hemlo's independent analysis of the 2025 annual report.
How high is the debt in Brf Ankarstjerna?
The debt is 690 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Lower debt per m² than 94% of associations in Karlskrona.
How high is the fee in Brf Ankarstjerna?
The annual fee is 659 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade B mean?
Hemlo grade B means “Strong association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Brf Ankarstjerna has a health score of 8 out of 10.