Hemlo

Hemlo's BRF analysis

HSB Bostadsrättsförening Skalden i Säffle

Org. no. 774400-0378 · Säffle

Acceptable, with remarksBased on the 2023 annual report · Analysed 4 Aug 2026

Summary

HSB Bostadsrättsförening Skalden i Säffle receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2023 annual report. The debt is 4,156 kr per square metre and the annual fee is 976 kr per square metre per year. The analysis highlights, among other things: Begränsad ekonomisk buffert vid oväntade kostnader, Stor refinansieringsrisk på kort sikt, Intäktsbasen är beroende av sidointäkter.

Association facts

Municipality
Säffle
Built
1952
Apartments
17
Total area
986 m²

Identified risks

  • Limited financial buffer for unexpected costsHigh
  • High refinancing risk in the short termHigh
  • The revenue base depends on ancillary income.Medium

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre4,156 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre976 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations
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Frequently asked questions

Is HSB Bostadsrättsförening Skalden i Säffle a financially healthy housing cooperative?
HSB Bostadsrättsförening Skalden i Säffle receives Hemlo grade D (5 out of 10) in Hemlo's independent analysis of the 2023 annual report.
How high is the debt in HSB Bostadsrättsförening Skalden i Säffle?
The debt is 4,156 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.
How high is the fee in HSB Bostadsrättsförening Skalden i Säffle?
The annual fee is 976 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade D mean?
Hemlo grade D means “Acceptable, with remarks”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. HSB Bostadsrättsförening Skalden i Säffle has a health score of 5 out of 10.