Hemlo's BRF analysis

Bostadsrättsföreningen Laxen

Org. no. 769636-2776 · Umeå

Stable associationBased on the 2024 annual report · Analysed 25 Jun 2026

Summary

Bostadsrättsföreningen Laxen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report. The debt is 12,978 kr per square metre and the annual fee is 1,048 kr per square metre per year. Higher fee per m² than 90% of associations in Umeå. The analysis highlights, among other things: Mycket hög skuldsättning per kvm, Stor refinansieringsrisk under 2025, Avgiften ligger redan på en hög nivå och har stigit kraftigt.

Compared with neighbouring associations

  • Higher debt per m² than 82% of associations in Umeå
  • Higher fee per m² than 90% of associations in Umeå
  • Smaller maintenance fund than 85% of associations in Umeå
  • Higher equity ratio than 75% of associations in Umeå

Association facts

Municipality
Umeå
Apartments
18
Total area
978 m²

Identified risks

  • Very high debt per sqmCritical
  • High refinancing risk during 2025High
  • The fee is already at a high level and has risen significantly.High

Details, assessments and suggested actions are part of the full analysis.

Full analysis

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  • Debt per square metre12,978 kr/m²

    Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative.

  • Fee per square metre1,048 kr/m²/år

    Fee per square metre makes associations of different sizes comparable.

  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations

Frequently asked questions

Is Bostadsrättsföreningen Laxen a financially healthy housing cooperative?
Bostadsrättsföreningen Laxen receives Hemlo grade C (7 out of 10) in Hemlo's independent analysis of the 2024 annual report.
How high is the debt in Bostadsrättsföreningen Laxen?
The debt is 12,978 kr per square metre. Debt per square metre is the association's total loans divided by the total living area — one of the most important financial indicators for a housing cooperative. Higher debt per m² than 82% of associations in Umeå.
How high is the fee in Bostadsrättsföreningen Laxen?
The annual fee is 1,048 kr per square metre per year. Fee per square metre makes associations of different sizes comparable.
What does Hemlo grade C mean?
Hemlo grade C means “Stable association”. The grade scale runs from A to G and is based on Hemlo's health score 0–10 — an independent assessment of the association's annual report. Bostadsrättsföreningen Laxen has a health score of 7 out of 10.