Hemlo's BRF analysis

Bostadsrättsföreningen Spetsen 15-16

Org. no. 769627-1217 · Umeå

Weaknesses presentBased on the 2025 annual report

metricPercentile.heading

  • Higher debt per m² than 75% of associations in Umeå
  • Higher fee per m² than 94% of associations in Umeå
  • Smaller maintenance fund than 73% of associations in Umeå
  • Lower equity ratio than 81% of associations in Umeå

Association facts

Municipality
Umeå
Built
1955
Apartments
49
Total area
3 051 m²

Identified risks

  • High indebtedness in combination with weak equity (solvency)Critical
  • High interest rate sensitivity can hit the fee directlyHigh
  • Large loan maturity lump in 2026High

Details, assessments and suggested actions are part of the full analysis.

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  • Debt per square metre
  • Fee per square metre
  • Savings per square metre
  • Fee trend
  • Loan structure and rate terms
  • Interest-rate sensitivity
  • Maintenance plan
  • Planned renovations